Frequently Asked Questions

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Frequently Asked Questions

Can I keep the car insurance I have from my previous state of residence?
No, you are required to apply for car insurance in the state where you reside. It is highly recommended that you contact the DMV of the state you are moving to at your earliest convenience, in order to inquire about how to register and insure your vehicle there. Make sure to bring all the proper documentation with you, including your driver s license and any documentation pertaining to your vehicle. For more information: Georgia Auto Insurance – Get a Quote and Save
Do I need to cancel my insurance if I am moving to another state?

Yes, you will need to get car insurance in the new state you are relocating to. To find out about the specific requirements, contact the DMV of where you are moving to. You will be required to register your vehicle, as well as maintain minimum insurance coverage. It is important to note that Georgia does not require drivers to surrender their license plate when changing address to another state.

For more information: Georgia Auto Insurance – Get a Quote and Save

How can I avoid a license suspension if I choose not to insure my vehicle?
If you wish to no longer use your vehicle, then you will need to cancel your registration, surrender your license plate and cancel your insurance policy. It is mandatory to maintain insurance for car in the state of Georgia. Failure to insure your vehicle will result in the suspension of your drivers license. For more information: Georgia Auto Insurance – Get a Quote and Save
If I have been in an accident, what property damage do I have to report?
The state of Georgia requires drivers to report any property damage that amounts to $500 or more. If you have been involved in a car accident,make sure to exchange insurance information with the other party and to file a police report right away. For more information: Georgia Auto Insurance – Get a Quote and Save
If I live outside of the state for half the year, am I still required to have car insurance?
You are required to get car insurance in the state where you reside. If you are a resident of Georgia, you will also need to apply for vehicle registration and submit proper documentation to complete the process. The minimum insurance coverage requirements in Georgia include Bodily Insurance Liability and Property Damage Liability. Visit your local tag office for further clarification. For more information: Georgia Auto Insurance – Get a Quote and Save
If I own multiple vehicles, am I required to have them all insured?
Financial responsibility (commonly known as car insurance) is required by state law to drive legally in Georgia. Therefore, if you own multiple vehicles, all of them must have auto insurance coverage. While Georgia does not have any state-mandated vehicle insurance discounts, most insurance companies offer the discount for insuring more than one vehicle on the same insurance policy. Keep in mind that terms and benefits offered by insurance companies vary, so make sure to check with your auto insurance provider first. For more information: Georgia Auto Insurance – Get a Quote and Save
What is the minimum liability insurance coverage?
In Georgia, you are required to have the minimum limits of insurance liability, which consist of the following:
  • Bodily Injury Liability – $25,00 per person, $50,000 per occurrence
  • Property Damage Liability – $25,000 per occurrence

Other forms of GA car insurance to consider getting to ensure full coverage are Uninsured Motorist Insurance, Collision Insurance, Comprehensive Insurance and Car Rental services. For more information: Georgia Auto Insurance – Get a Quote and Save

What proof of insurance can I provide when registering my car?
When getting car registration a local tag office, you can present your insurance information card as proof. Other forms of acceptable insurance includes a Bill of Sale from the past 30 days and a valid insurance declaration page from the insurer. Keep in mind that the state of Georgia requires drivers to keep proof of insurance in their vehicle at all times. For more information: Georgia Auto Insurance – Get a Quote and Save
What type of car insurance am I required to have?
The state of Georgia requires its drivers to carry the following types of car insurance:
  • Bodily Injury Liability
  • Property Damage Liability

Failure to maintain car insurance in GA may result in the suspension of your driver s license. Although it is not mandatory, it is also highly recommended that you obtain Uninsured Motorist Insurance as well. By including this insurance on your policy, you will be protected in the event that an uninsured party causes an accident where your vehicle sustains damage, and you or your passengers are injured. For more information: Georgia Auto Insurance – Get a Quote and Save

What will happen if I fail to get or keep car insurance?
Failure to obtain car insurance in Georgia may result in a drivers license suspension. It is mandatory to maintain the minimum limits of insurance liability, which includes Bodily Injury Liability and Property Damage Liability. You will also be required to show proof of insurance when registering your vehicle. For more information: Georgia Auto Insurance – Get a Quote and Save
Which types of vehicles need to be insured?
The vehicles that must be insured in the state of Georgia include but are not limited to the following:
  • Passenger vehicles
  • Commercial vehicles
  • Motorcycles
  • Trucks
  • Vans

To find out whether or not your vehicle requires insurance, visit your local tag office with a complete description of your car and your Georgia drivers license. For more information: Georgia Auto Insurance – Get a Quote and Save