Frequently Asked Questions
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Frequently Asked Questions
- Can I keep the car insurance I have from my previous state of residence?
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Depending on the company servicing insurance policy, you may be able to keep your existing plan when moving to Alaska. Contact your car insurance company for more information on transferring a policy to Alaska.
For more information: How To: Save on Alaska Auto Insurance
- Do I need to cancel my insurance if I am moving to another state?
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Depending on the company providing your car insurance policy, you may or may not be able to keep your plan when moving out of Alaska. Contact your insurance company for more information on moving policies.
For more information: How To: Save on Alaska Auto Insurance
- How can I avoid a license suspension if I choose not to insure my vehicle?
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Failure to provide proof of insurance when requested by law enforcement is grounds for a driver s license suspension. The only exceptions made for car insurance requirements are in excepted Alaska counties where insurance is not required. For a list of these counties, visit the Mandatory Insurance page on the Alaska DMV website.
For more information: How To: Save on Alaska Auto Insurance
- If I have been in an accident, what property damage do I have to report?
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Alaska law requires drivers involved in an accident to report a crash to authorities if any of the following circumstances apply:
- Bodily injury or death of any person resulting from the accident
- Property damage totaling $2,000 or more
To report an accident, contact a local police department or dial 911.
For more information: How To: Save on Alaska Auto Insurance
- If I live outside of the state for half the year, am I still required to have car insurance?
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Alaska law requires drivers living in applicable counties to carry proof of insurance in their vehicle at all times.
For more information: How To: Save on Alaska Auto Insurance
- What is the minimum liability insurance coverage?
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The minimum mandatory liability car insurance requirements for vehicles in Alaska are as follows:
- $50,000 coverageper person for bodily injury or death
- $100,000 coverage for multiple persons total bodily injury
- $25,000 coverage for property damage
Before applying for car insurance in Alaska, make sure to research online car insurance policies for the best possible rates in your area.
For more information: How To: Save on Alaska Auto Insurance
- What proof of insurance can I provide when registering my car?
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The Alaska DMV does not require drivers to provide proof of car insurance when registering their vehicles. However, you will be required to provide proof of car insurance if requested by law enforcement. Acceptable documentation that serves as proof of car insurance includes:
- Car insurance card
- Copy of insurance declarations page
- Copy of insurance binder
- Copy of letter from insurance company
- Electronic view of car insurance information
For more information: How To: Save on Alaska Auto Insurance
- What type of car insurance am I required to have?
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Under Alaska s mandatory car insurance statutes, Alaska residents in applicable counties must have minimum liability car insurance for all motor vehicles they own and operate. However, there are a few counties in the state where insurance for cars is not required. For a list of excepted counties, visit the Mandatory Insurance page on the Alaska DMV website.
Drivers with six points or more on their driving record within the past five years are required to get car insurance regardless of the county they live in.
To apply for car insurance, research car insurance quotes from the various companies extending coverage throughout Alaska.
For more information: How To: Save on Alaska Auto Insurance
- What will happen if I fail to get or keep car insurance?
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All vehicles in applicable Alaska counties are required to have the mandatory minimum liability car insurance. Operating a vehicle in these areas without getting car insurance may lead to the following outcomes:
- Drivers license suspension
- Violation fees
- Impoundment of vehicle
For more information: How To: Save on Alaska Auto Insurance
- Which types of vehicles need to be insured?
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Alaska requires all cars registered in eligible counties to be insured. To learn more about how to get car insurance, visit the car insurance quotes page.
For more information: How To: Save on Alaska Auto Insurance