Frequently Asked Questions

No, you cannot keep the car insurance you have from your previous state. Drivers relocating to Arkansas must transfer their registration and drivers license to Arkansas, as well as purchase minimum liability insurance at an Arkansas-approved insurance company.

For more information: How To: Save on Arkansas Auto Insurance

Depending on the policies of the state you are moving to, you may have to cancel your Arkansas car insurance and purchase a policy in the new state. Many Arkansas insurance companies only cover vehicles located in Arkansas, and therefore will not pay for accident damages once you have relocated.

For more information: How To: Save on Arkansas Auto Insurance

All drivers residing in Arkansas and operating vehicles in the state must have the minimum liability car insurance. Minimum insurance requirements include injury and property damage coverage. To get car insurance in Arkansas, research car insurance quotes from OMV-approved insurance companies.

For more information: How To: Save on Arkansas Auto Insurance

Arkansas drivers who have been in an accident must report any damage to property or persons in excess of $1,000. To do so, print and complete an Arkansas Motor Vehicle Accident Report and submit it within 30 days of the accident.

For more information: How To: Save on Arkansas Auto Insurance

All residents of Arkansas are required to have car insurance at all times while operating a vehicle in the state.

For more information: How To: Save on Arkansas Auto Insurance

The minimum insurance for cars must include a liability policy. Coverage must include the following:

• Bodily injury: $25,000 per person
• Total bodily injury: $50,000 per accident
• Property damage: $25,000 per accident

To find out more about how to get car insurance in Arkansas, research OMV-approved insurance companies in Arkansas.

For more information: How To: Save on Arkansas Auto Insurance

When you apply for car insurance in Arkansas, you must do so with an OMV-approved insurance company that provides you with the minimum liability car insurance. Once you have gone about getting car insurance, your company should issue you an insurance card. You should keep this insurance card on you at all times as proof of insurance. If your insurance company doesn t issue you an insurance card, you should ask them to provide you with one. You can also keep your insurance policy documentation in your vehicle as proof of insurance.

For more information: How To: Save on Arkansas Auto Insurance

All Arkansas drivers must possess a minimum liability insurance to operate vehicles in the state, which covers:

• Bodily injury
• Total bodily injury
• Property damage

Prior to purchasing a policy, you should research car insurance quotes. There are many online car insurance companies that can provide you with the minimum insurance for a competitive price.

For more information: How To: Save on Arkansas Auto Insurance

Arkansas drivers who are found to be operating motor vehicles without proper car insurance will be assessed certain penalties. Depending on how many offenses you have on your record, you can receive fines as well as drivers license and car registration suspensions.

To reinstate car registrations that have been suspended due to failure to hold car insurance, you must buy the minimum car insurance, provide the DFA with proof of this insurance and pay the car registration reinstatement fee.

For more information: How To: Save on Arkansas Auto Insurance

All motor vehicles registered in Arkansas require minimum liability car insurance. Minimum insurance requirements include injury and property damage coverage. To get car insurance in Arkansas, research car insurance quotes from OMV-approved insurance companies.

For more information: How To: Save on Arkansas Auto Insurance