Frequently Asked Questions

When moving from one state to another, check with your local DMV for information on the minimum required liability auto coverage in the state you are moving to. If you are moving to Connecticut and the vehicle insurance you have meets the minimum liability requirements, it might be possible to keep your insurance from your previous state of residence. However, even if this is the case, it is strongly recommended that you check car insurance quotes with Connecticut insurance providers so you can get better rates and coverage.

For more information:Connecticut Auto Insurance- Get a Quote and Save

When moving from one state to another, check with your local DMV for information on the minimum required liability auto insurance in the state you are moving to. If you are moving to Connecticut and the vehicle insurance you have meets the minimum liability requirements, it might be possible to keep your car insurance from your previous state of residence. However, even if this is the case, it is strongly recommended that you check car insurance quotes with various insurance providers so you can get better rates and coverage.

For more information:Connecticut Auto Insurance- Get a Quote and Save

If your car insurance has been canceled and you wish to avoid having your driver s license suspended, relinquish your license plates to the Connecticut DMV, put them on hold or cancel your registration.

For more information:Connecticut Auto Insurance- Get a Quote and Save

If you have been involved in an auto accident in the state of Connecticut, you are required to report the accident to the authorities if property damages exceed $1,000. You should also notify your car insurance provider and make a claim. Failure to report property damages within a reasonable period of time may result with the insurance company denying accident coverage.

For more information:Connecticut Auto Insurance- Get a Quote and Save

Yes, all residents of the state of Connecticut must carry proof of financial responsibility to legally operate a motor vehicle within the state. This includes having valid license plates and vehicle registration. The two types of liability auto insurance required under CT state law are:

• Bodily injury liability
• Property damage liability insurance

You are also required to have uninsured/underinsured motorist coverage for damages caused in an accident with an uninsured driver or a driver who does not have adequate insurance coverage to pay for your medical bills.

For more information:Connecticut Auto Insurance- Get a Quote and Save

All Connecticut residents must carry proof of financial responsibility if they wish to legally operate a motor vehicle within the state. This means that if you have more than one vehicle, you must get car insurance for each vehicle. Luckily, many CT insurance companies offer discounts for insuring more than one vehicle on the same insurance policy. Check with your car insurance company to find out if the multi-car discount is available and if you are eligible for it. Also, when choosing a car insurance provider and checking car insurance quotes, make sure to look for insurance companies that offer the multi-car discount.

For more information:Connecticut Auto Insurance- Get a Quote and Save

The minimum liability insurance coverage required by Connecticut is as follows:

• Bodily injury liability

o $20,000 per person per accident

o $40,000 per accident

• Property damage liability

o $10,000 per accident

• Uninsured/Underinsured Motorist coverage

o $20,000 per person.

o $40,000 total per accident

For more information:Connecticut Auto Insurance- Get a Quote and Save

The Connecticut Department of Motor Vehicles requires you to present proof of auto insurance when registering your vehicle for the first time and when renewing your car registration. The CT DMV only accepts a declaration page or valid permanent insurance card identifying the vehicle as proof of financial responsibility. Temporary insurance cards, bills, or binders are not accepted by the Connecticut DMV.

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You must have car insurance to be able to legally operate a motor vehicle in Connecticut. The two types of liability auto insurance required by law are:

• Bodily injury liability: This pays for bodily injury to others involved in a collision with you.
• Property damage liability insurance: This policy covers damages you may cause in an auto accident to vehicles or the property of others.
• Uninsured/underinsured motorist coverage: This insurance type pays for your medical bills thatresult from a car accident caused by an uninsured driver or a driver who does not have suitable auto insurance to pay for your medical bills.

Insurance companies also offer optional, additional insurance such as collision coverage. Collision insurance pays for physical damages to your car as the result of your vehicle colliding with an object. Comprehensive coverage pays for damages to your vehicle from fire, severe weather, vandalism, floods and theft.

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Connecticut state laws require your car insurance company to notify the Connecticut DMV of all active policy and any policy cancellations to always stay up to date with your auto coverage.

If the CT DMV learns of an insurance policy cancelation, you will receive a warning notice and be expected to buy vehicle coverage. Failure to respond to the initial warning might lead to a suspension and prevent you from renewing or registering your vehicle.

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All motor vehicles operated on CT highways must carry proof of minimum liability vehicle insurance. This includes passenger vehicles, commercial motor vehicles and motorcycles. In addition, CDL holders are required to report car insurance coverage with the DMV once a year.

On the other hand, non-commercial vehicles must maintain liability vehicle coverage to have valid license plates. Proof of car insurance needs to be presented every two years when renewing car registrations and registering vehicles with the CT DMV for the first time.

For more information:Connecticut Auto Insurance- Get a Quote and Save